Financial Advisor in East Palo Alto, CA 94303

What's the Point of Retirement Planners in East Palo Alto, CA?

It can be difficult to think of retirement, especially if you’re still young. Interestingly, it can also be difficult to think about if you’re getting older. That’s totally understandable.

The retirement age in America is around 67 years old, depending on when you were born.

67 could be ages away or just a few years. In both situations, you could be thinking: what’s the point of getting a financial advisor now? Isn’t it too early, isn’t it too late?

Not at all. As the saying goes, the best time to plant a tree is 10 years ago. The second best time is now. It’s never too late or early to get help for retirement planning.

A good financial advisor is always able to adapt and create a wealth management strategy personalized just for you.

Retirement planning might not be fun to think about, but in East Palo Alto, CA, it’s absolutely necessary.

Here are reasons why you should get a financial advisor in East Palo Alto, CA:

Finances are complicated, it’s hard to know if you’ve missed something

You might be very thorough at researching, or you might have a friend who’s great at making money.

But online advice isn’t personalized. Google can’t give you detailed counsel based on where you are, who you are, and what you want. Google can’t tell you there’s that one fine print you forgot to read, thereby losing you a lot of money.

Good retirement planners know every little detail there is to know–and they can help you sort out your finances one-on-one.

Lucey Wealth Advisors has a top-tier team of specialists. They’ll answer all the questions you have, and even tell you about the critical ones you didn’t know you needed to ask.

Financial advisors help you save on taxes in East Palo Alto, CA

Taxes can be crazy expensive. They are legally unavoidable, but that doesn’t mean there aren’t legal ways to pay fewer taxes.

Retirement brings about a huge amount of taxes in San Mateo County, which can be shocking to hear. A poorly planned retirement can destroy your hard-earned savings.

With the thorough and careful planning of retirement planners, you can avoid those taxes. Don’t let unexpected taxes devastate your household.

And obviously, financial advisors can help you with your taxes in general. Estate taxes, also known as the death tax, are getting increasingly complicated since the pandemic started.

Lucey Wealth Advisors can help protect you and your family from heavy financial burdens, especially in trying and uncertain times.

Depending on what state you reside in, taxes and laws can also vary. Lucey Wealth Advisors operates across East Palo Alto, CA, and can pinpoint what strategies would work for you.

Retirement planners can help keep your marriage happy

Sadly, financial problems are a leading reason for divorce in San Mateo County.

It’s difficult to have stability if finances are troubling your family.

Advisors can help if there’s a general dissatisfaction with your household’s current situation, or if there are problems with you and your spouse’s joint finances.

Lucey Wealth Advisors is fully certified and experienced when it comes to dealing with such financial issues. Get on the same page as your spouse when it comes to retirement planning.

Plus, if you have a professional voice giving advice, that counsel is objective as it can be. This can reduce any arguments or confusion between who’s right.

You won’t have to worry about your kids, or yourself

This isn’t a topic that has to be all doom and gloom just because you have kids (or don’t have kids).

But if you do have kids, imagine: you could be the coolest grandparent! With a solid retirement plan, it doesn’t matter that you don’t have an active income.

If you don’t have kids, you could still take that vacation yourself. Be comfortable and live with fewer stressors (and we know that monetary burdens are often the heaviest to bear as health becomes a larger concern).

There are so many ways to save up for retirement planning.

Other ways a financial advisor can help

Lucey Wealth Advisors is devoted to helping you and your family with your happiness and financial security. Decades of experience mean we can be there for you whenever you need it.

Whether you’re more comfortable with a one-time chat or want long-term wealth management assistance, we are here to help.

On top of expert retirement planning, we also offer other services, such as:

Reduced risk exposure in your investments

Whether you’re a company looking at the market or an individual wanting to invest, Lucey Wealth Advisors can help reduce your exposure to stock volatility.

In 2021, stocks are more than a bit of a mess. They soared sky high and also plummeted to terrifying lows.

Financial management experts know how to diversify your portfolio in a way that is not only exciting and lucrative, but also safe (as safe as possible).

The stock market can be confusing and stressful to navigate due to its rollercoaster aspect.

Well, let our specialists take on the burden and do the necessary analysis for you. You’ll feel less stressed and more confident, and research actually shows that less stress has many health benefits.

Figure out college tuitions in San Mateo County

College can be absurdly pricey. These expenses can also sneak up on you, so hiring a professional to help you plan can be a great help.

In addition, by getting financial counsel when your kid is young it means you can feel more at ease about the future. There are so many things to fret about as a parent or grandparent!

In the end, of course you’re the one who lives through your financial situation day by day.

Our specialists in San Mateo County are here to help answer all the questions you have and give you extra information so you can live through your day by day more easily. That means you can do the things you want to do with less of a financial burden.

If you have any questions or concerns, or are looking for a quote, don’t hesitate to call Lucey Wealth Advisors at 888-828-3394.

Directions from East Palo Alto, CA to Lucey Wealth Advisors

Some information about East Palo Alto, CA

East Palo Alto is a city in San Mateo County, California, United States. As of the 2010 census, the population of East Palo Alto was 28,155. It is situated on the San Francisco Peninsula, roughly halfway between the cities of San Francisco and San Jose. To the north and east is the San Francisco Bay, to the west is the city of Menlo Park, and to the south the city of Palo Alto. Despite being called ‘East’ Palo Alto, the city is directly north of Palo Alto. While often incorrectly assumed to be part of the city of Palo Alto, East Palo Alto has always been a separate entity since its founding as an unincorporated community and its incorporation in July 1983. It is also in San Mateo County, while Palo Alto is in Santa Clara County. The two cities are separated only by San Francisquito Creek and, largely, the Bayshore Freeway. The revitalization projects in 2000, and high income high-tech professionals moving into new developments, including employees from Google and Facebook, have begun to eliminate the cultural and economic differences between the two cities. East Palo Alto and Palo Alto share both telephone area codes and postal ZIP codes.

The Ohlone tribe of Native Americans inhabited this area at least by 1500 to 1000 BC. One tumulus was discovered in 1951 during development of the University Village subdivision near today’s Costaño School. After a year-long excavation of 60 graves and 3,000 artifacts, researchers concluded Native Americans had utilized the area as a cemetery and camp, rather than as a permanent settlement. In later years another mound was found near Willow Road and the railroad right-of-way.

From the 1850s through the 1940s, the area which was to become East Palo Alto went through many changes. In 1849, Isaiah Churchill Woods (1825–1880) attempted to make the area around what is now Cooley Landing in the northeast of the current city a major shipping town and named the area Ravenswood. In 1868, after Woods’ investments failed he sold the wharf to Lester Phillip Cooley (1837–1882), who leased the land to the brick factory Hunter and Schakleford. When the brick factory left the landing in 1884, the land around the landing was reverted to a ranch.

With the outbreak of World War I, the north side of East Palo Alto became a military training ground, of which only the Veterans Administration Hospital in Menlo Park still exists (now as part of the VA Sierra Pacific Network). In the 1940s, East Palo Alto was a farming community with many Japanese residents. During the war, the Japanese were forced out, many to relocation centers, and did not return after the war. In the 1950s the farms were built over with cheap housing and many African-American families moved in.

Learn more about East Palo Alto.

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