Lucey Wealth Advisors LLC
Charles Schwab & Co., Inc. Alliance
San Francisco Bay Area Offices to Serve You
Helping our clients
gain financial freedom for over 30 years
gain financial freedom for over 30 years
Request a FREE Morningstar Portfolio Analysis On Your Current Investments!
Click below to Schedule Now Directly on Our Calendar
Financial Advisor in Napa, CA 94558
Why You Should Get a Financial Planner in Napa, CA
In Napa, CA, mismanaging money can be devastating. One mistake can create a chain reaction, resulting in further sunk costs.
Finance management is an important skill to have, one that needs constant practice and research to keep it sharp. The market is ever-changing, but a shrewd, professional eye is able to see patterns and recognize risks.
Hiring a financial planner is one of the best things you can do for your financial situation.
A financial advisor in Napa, CA reduces your exposure to stock volatility
For those who invest in stocks or pay attention to cryptocurrencies, you know that the market is more volatile than ever.
2021 has been highly chaotic. It’s been affected by bipartisan politics, the pandemic, and numerous market crashes.
Financial planners are professionals at helping you diversify your portfolio.
Putting all your eggs in one bucket is like trying to win a very expensive lottery. Financial planners can help you reduce the amount of risks you take while maximizing rewards, depending on whether you want short- or long-term impact.
Financial strategies help predict and avoid unexpected geopolitical events and market downturns. In today’s market, it’s just prudent to hire someone who can assist you based on personalized needs.
A financial advisor in Napa, CA reduces your exposure to stock volatility
For those who invest in stocks or pay attention to cryptocurrencies, you know that the market is more volatile than ever.
2021 has been highly chaotic. It’s been affected by bipartisan politics, the pandemic, and numerous market crashes.
Financial planners are professionals at helping you diversify your portfolio.
Putting all your eggs in one bucket is like trying to win a very expensive lottery. Financial planners can help you reduce the amount of risks you take while maximizing rewards, depending on whether you want short- or long-term impact.
Financial strategies help predict and avoid unexpected geopolitical events and market downturns. In today’s market, it’s just prudent to hire someone who can assist you based on personalized needs.
A financial advisor can help you secure a solid retirement fund
Lucey Wealth Advisors has a top-tier team of retirement plan specialists for Napa County.
They understand that retirement income can be crucial for quality life. Everyone’s life is unique and everyone has different needs.
Lucey Wealth Advisors plans strategies depending on each individual client.
No matter your origin, age, or current circumstances, we offer assistance to everyone.
Most people in Napa County spend more than 20 years living without active income, so having a good retirement plan means more comfort and less stress.
Financial planners are easily accessible
Depending on what kind
A financial planner in Napa, CA can help you minimize taxes
Are you worried about estate tax, also known as the death tax? Is your tax higher than you think it should be?
Lucey Wealth Advisors can help you and your family navigate through the confusing world of taxes.
Estate taxes have been changing these years in particular due to the COVID-19 pandemic. Tax rates are increasing, soaring up to much more than the usual 40%.
We want your family to be protected and feel comfortable.
Family legacy planning is offered at competitive prices in Napa County.
A good financial advisor provides a confidence boost
This is actually a big thing clients notice after receiving counsel from a professional financial advisor.
Advisors are certified with years of experience. They are used to dealing with wealth management of all economic classes and groups.
It’s true you could do research on your own. Google and Investopedia offer plenty of resources. The problem is, a lot of the info isn’t legally correct or even financially sound advice.
Finding help from a legitimate, reputable company like Lucey Wealth Advisors means not having to worry about fraud or scams.
Even just a quick meeting with one of our advisors can help make sure you’re on the right track to success and financial stability.
Money is a stressful topic for many people.
Whether you’re feeling emotional or simply lack knowledge in financial management topics, a professional can offer objective, reasonable advice.
They help manage marriage finances in a reasonable and effective manner
Whether you’re newly married, divorced, or widowed, a financial planner can offer you help with the situation.
It’s important to know what your rights are in a marriage. Perhaps it’s even more important to know what limitations a marriage can bring.
Is a prenup recommended? How might divorce proceedings impact your financial situation? Marriage (and divorce) can be extremely costly.
Speaking with a financial advisor about potential concerns can alleviate your worries and protect your assets.
Of course, it can be as simple and friendly as if you and your spouse want to figure out how to join your assets legally and fairly.
Advisors can teach partners how to share a financial burden together and maneuver through the necessary paperwork.
Great as a one-time advice or long-term investment option
The great thing about hiring a financial planner is that you can do it on your terms!
Are you a businessperson planning on protecting your assets long-term? Do you want to check if you’re investing with a lucrative and safe portfolio? Is this your first time dealing with finances?
You can meet up once. You can touch base once a year. You can keep in recurring contact. Anything goes, just clear your schedule for a meeting with one of our specialists.
Plan and save on college education
The costs of tuition, especially in Napa, CA, can be very stressful.
It’s recommended to get help from a financial planner at least once to talk about your kid’s future education.
Tuition can really creep up on a family. What might be enough for college today can change in ten years from now, accounting for inflation.
How to best save up money for college, to make sure your children get a good education?
Ask an advisor, as these things can change drastically based on your financial situation.
Are there disadvantages to hiring a financial planner?
Not disadvantages per se, but in some cases getting an advisor can hurt.
Lucey Wealth Advisors is fully licensed and keeps away from unreputable practices.
But if you choose to not hire an advisor from us, we do still recommend you keep an eye out for certain red flags that could really put you in the red:
- Churning your investments: buying and selling more often than necessary
- An advisor doesn’t return your calls or emails promptly. Timing is crucial with investment!
- An advisor acts very vague. Vague plans that sound too good to be true, are possibly too good to be true! Ask for details and numbers
Only you can gauge whether you need financial management assistance. Be aware of the benefits a planner can give you.
In the long run, advisors make you an average of at least 15% more money than you would if you didn’t have professional help.
If you want to save and make money, or have any questions—contact Lucey Wealth Advisors at 888-828-3394.
Directions from Napa, CA to Lucey Wealth Advisors
Some information about Napa, CA
Napa is the largest city in and the county seat of Napa County, California. It is the principal city of the Napa County Metropolitan Statistical Area, with a population of 78,130 as of the 2019 United States census estimate. It is the second-largest city in California’s Wine Country, after Santa Rosa. Napa was incorporated as a city in 1872.
The name ‘Napa’ was probably derived from the name given to a southern Nappan village whose native people shared the area with elk, deer, grizzlies and cougars for many centuries, according to Napa historian Kami Santiago. At the time of the first recorded exploration into Napa Valley in 1823, the majority of the inhabitants consisted of Native American Indians. Padre José Altimira, founder of Mission San Francisco Solano in Sonoma, led the expedition. Spanish priests converted some natives; the rest were attacked and dispersed by Mexican soldiers. American farmers began arriving in the 1830s.
Before California was granted statehood in 1850, the Napa Valley was in California’s District of Sonoma. In 1850 when counties were first organized, Napa became one of the original counties of California. At the time, its boundaries also included Lake County to the north. By this time, the indigenous people were either working as field laborers or living in small bands in the hills surrounding the valley. Tensions between the white settlers and Native Americans broke into war in 1850, with a white man’s death resulting in soldiers hunting down and killing all the natives they could find, driving the remainder north toward Clear Lake. In 1851, the first courthouse was erected. By 1870, the Native American population consisted of only a few laborers and servants working for the white settlers.
The City of Napa was founded by Nathan Coombs in 1847. It was not the plan of General Mariano Guadalupe Vallejo. He had paid to survey for a township down river at Soscol Landing where riverboats could turn around. The Napa town site was surveyed by James M. Hudspeth on property Coombs had received from Nicolas Higuera, original holder of the Rancho Entre Napa Mexican land grant. The first business establishment in the town was a saloon built by Harrison Pierce, a former miller at the Bale Grist Mill. Napa’s first general store was opened a year later in 1848 by Joseph P. Thompson. The first record of a ship navigating the river was the Susana in 1842. John Sutter’s schooner the Sacramento landed in 1844 to pick up a load of lime and deliver passengers. By 1850 the Dolphin became the first passenger steamship to navigate the Napa River in order to open another path of commerce.
