It can be difficult to think of retirement, especially if you’re still young. Interestingly, it can also be difficult to think about if you’re getting older. That’s totally understandable.
The retirement age in America is around 67 years old, depending on when you were born.
67 could be ages away or just a few years. In both situations, you could be thinking: what’s the point of getting a financial advisor now? Isn’t it too early, isn’t it too late?
Not at all. As the saying goes, the best time to plant a tree is 10 years ago. The second best time is now. It’s never too late or early to get help for retirement planning.
A good financial advisor is always able to adapt and create a wealth management strategy personalized just for you.
Retirement planning might not be fun to think about, but in Redwood City, CA, it’s absolutely necessary.
Here are reasons why you should get a financial advisor in Redwood City, CA:
You might be very thorough at researching, or you might have a friend who’s great at making money.
But online advice isn’t personalized. Google can’t give you detailed counsel based on where you are, who you are, and what you want. Google can’t tell you there’s that one fine print you forgot to read, thereby losing you a lot of money.
Good retirement planners know every little detail there is to know–and they can help you sort out your finances one-on-one.
Lucey Wealth Advisors has a top-tier team of specialists. They’ll answer all the questions you have, and even tell you about the critical ones you didn’t know you needed to ask.
Taxes can be crazy expensive. They are legally unavoidable, but that doesn’t mean there aren’t legal ways to pay fewer taxes.
Retirement brings about a huge amount of taxes in San Mateo County, which can be shocking to hear. A poorly planned retirement can destroy your hard-earned savings.
With the thorough and careful planning of retirement planners, you can avoid those taxes. Don’t let unexpected taxes devastate your household.
And obviously, financial advisors can help you with your taxes in general. Estate taxes, also known as the death tax, are getting increasingly complicated since the pandemic started.
Lucey Wealth Advisors can help protect you and your family from heavy financial burdens, especially in trying and uncertain times.
Depending on what state you reside in, taxes and laws can also vary. Lucey Wealth Advisors operates across Redwood City, CA, and can pinpoint what strategies would work for you.
Sadly, financial problems are a leading reason for divorce in San Mateo County.
It’s difficult to have stability if finances are troubling your family.
Advisors can help if there’s a general dissatisfaction with your household’s current situation, or if there are problems with you and your spouse’s joint finances.
Lucey Wealth Advisors is fully certified and experienced when it comes to dealing with such financial issues. Get on the same page as your spouse when it comes to retirement planning.
Plus, if you have a professional voice giving advice, that counsel is objective as it can be. This can reduce any arguments or confusion between who’s right.
This isn’t a topic that has to be all doom and gloom just because you have kids (or don’t have kids).
But if you do have kids, imagine: you could be the coolest grandparent! With a solid retirement plan, it doesn’t matter that you don’t have an active income.
If you don’t have kids, you could still take that vacation yourself. Be comfortable and live with fewer stressors (and we know that monetary burdens are often the heaviest to bear as health becomes a larger concern).
There are so many ways to save up for retirement planning.
Other ways a financial advisor can help
Lucey Wealth Advisors is devoted to helping you and your family with your happiness and financial security. Decades of experience mean we can be there for you whenever you need it.
Whether you’re more comfortable with a one-time chat or want long-term wealth management assistance, we are here to help.
On top of expert retirement planning, we also offer other services, such as:
Reduced risk exposure in your investments
Whether you’re a company looking at the market or an individual wanting to invest, Lucey Wealth Advisors can help reduce your exposure to stock volatility.
In 2021, stocks are more than a bit of a mess. They soared sky high and also plummeted to terrifying lows.
Financial management experts know how to diversify your portfolio in a way that is not only exciting and lucrative, but also safe (as safe as possible).
The stock market can be confusing and stressful to navigate due to its rollercoaster aspect.
Well, let our specialists take on the burden and do the necessary analysis for you. You’ll feel less stressed and more confident, and research actually shows that less stress has many health benefits.
Figure out college tuitions in San Mateo County
College can be absurdly pricey. These expenses can also sneak up on you, so hiring a professional to help you plan can be a great help.
In addition, by getting financial counsel when your kid is young it means you can feel more at ease about the future. There are so many things to fret about as a parent or grandparent!
In the end, of course you’re the one who lives through your financial situation day by day.
Our specialists in San Mateo County are here to help answer all the questions you have and give you extra information so you can live through your day by day more easily. That means you can do the things you want to do with less of a financial burden.
If you have any questions or concerns, or are looking for a quote, don’t hesitate to call Lucey Wealth Advisors at 888-828-3394.
Redwood City is a city on the San Francisco Peninsula in Northern California’s Bay Area, approximately 27 miles (43 km) south of San Francisco, and 24 miles (39 km) northwest of San Jose. Redwood City’s history spans its earliest inhabitation by the Ohlone people to being a port for lumber and other goods. The county seat of San Mateo County in the heart of Silicon Valley, Redwood City is home to several global technology companies including Oracle, Electronic Arts, Evernote, Box, and Informatica. The city had an estimated population of 85,925 in 2019. The Port of Redwood City is the only deepwater port on San Francisco Bay south of San Francisco.
The earliest known inhabitants of the area which was to become Redwood City were the Ohlone who were present when the Spanish claimed the land and established missions.
Redwood City incorporated in 1867, being the first city in San Mateo County to do so; it has remained the county seat since the county’s formation in 1856. The land had been part of the Rancho de las Pulgas granted to the Arguello family in 1835 by the Mexican government. Their control was challenged after the Mexican–American War when California became part of the United States. The family lawyer, Simon M. Mezes, in 1854 defended the claim somewhat successfully and was allowed to buy the part of the estate that is now Redwood City. Mezes sold some of the land to people already squatting on it along the banks of Redwood Creek and named the settlement ‘Mezesville.’ Though the city did not keep that name, Mezes Park still exists on land that Mezes had given for open space.
In 1907, Eikichi and Sadakusi Enomoto, Japanese immigrant brothers, grew what may perhaps have been the first commercially grown chrysanthemums in the United States in Redwood City. In 1926, the chamber of commerce proclaimed the city the ‘Chrysanthemum Center of the World’ though the internment of Japanese Americans in 1941 and other factors would contribute to the end of flower growing as a major industry in the city.
Here are some finance-related links: